Unoccupied homes provide a unique set of risks and therefore require a specialist home insurance policy to protect them. Unoccupied home insurance can be utilized in circumstances of long-term unoccupancy, properties between tenants, property awaiting sale, and renovations. At CBS, we build your cover to suit the exact requirements of your property and your circumstances.

Our unoccupied home insurance protects against floods, storm damage, subsidence, fire, and water leaks. Theft and malicious damage are also covered with additional cover for surveyor and architect fees in the event of damage or loss. CBS unoccupied property insurance is suitable for short or long-term unoccupancy, with flexible cover available for a minimum of a one-month contract.